Normally when we think about poverty and measures to counter it in general we tend to believe that the problem is represented by having the resources to eat every day and living in decent housing. An approach that, in the contemporary world, it seems insufficient. If you do not take into account the weight on the daily life of disadvantaged social classes of the difficulty of access to credit. As in the case of France where, according to the Red Cross, Secours Catholique and UNCCAS, there are no fewer than 5 million individuals who are not allowed to set foot in the bank. A niet the more unfair because it denies the possibility of having all those services that normally banks reserve to their customers. Helping them to get to grips with the complicated bureaucracy, or getting personalized directions. A reality of exclusion experienced especially by the families who live on social welfare and with unemployed. That in themselves fragile, because of this discrimination, they end up aggravating their situation even more.

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